Trust Merchant Bank or TMB, is an independent commercial bank based in the Democratic Republic of Congo (DRC), with its headquarters located in Lubumbashi. The bank began operations in 2004. TMB operates in all sectors of the local banking market, including in retail banking, SME banking, corporate banking, and mobile banking.
The bank is regulated by the Central Bank of Congo and is a member of the Association Congolaise des Banques.
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Overview
Trust Merchant Bank is one of the DRC's largest banks as measured by regulatory equity, total assets and turnover. As of 31 December 2016, total assets were in excess of US$565mn, equivalent to approximately 11% of total bank assets in the DRC. TMB is a member of the SWIFT interbank network (TRMSCD3L) and is also a principal member of MasterCard, and Visa.
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Bank Characteristics
Trust Merchant Bank has several unique characteristics:
- TMB was the first Congolese financial institution to launch a proprietary mobile banking service.
- TMB is the only bank to offer a nationwide branch network.
- It is the only bank headquartered in a city other than the national capital, Kinshasa.
- The Bank was the first Congolese bank to secure a licence to open a Representative Office in Brussels.
Branch Network
Trust Merchant Bank operates over ninety branches across twenty provinces of the Democratic Republic of Congo:
- Bandundu-Ville
- Beni
- Bukavu (multiple branches)
- Bunia
- Butembo
- Fungurume
- Gbadolite
- Gemena
- Goma (multiple branches)
- Kalemie
- Kamina
- Kananga
- Kasumbalesa
- Kenge
- Kikwit
- Kilwa
- Kindu
- Kinshasa (multiple branches)
- Kisangani
- Kolwezi
- Likasi
- Lodja
- Lubumbashi (multiple branches)
- Matadi
- Mbandaka
- Mbanza Ngundu
- Mbuji-Mayi
- Mwene-Ditu
- Muanda
- Uvira
The Bank maintains a representative office in Brussels.
TMB is the only bank in the DRC to operate bank branches onsite at a number of MONUSCO sites across the country, including in Kisangani and Bunia.
Awards
TMB was named as Bank of the Year Democratic Republic of Congo in 2012, 2013, 2014, and 2015 by The Banker. In 2011, 2012, 2013, 2014, and again in 2015 EMEA Finance awarded TMB the title Best Bank in the Democratic Republic of Congo.
In 2014, 2015 and 2016 Global Finance Magazine recognised TMB as the Best Bank in the Democratic Republic of Congo.
Le Monde des Flamboyants
TMB's regional headquarters in Kinshasa plays host to Le Monde des Flamboyants, a multi-purpose exhibition gallery.
Source of the article : Wikipedia
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