Gh-link - Link Bank Account

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Gh-link is a national ATM card in Ghana that enables users to use the same card at different bank ATM points. This service is to interconnect banks in Ghana. Gh-link was launched on 21 November 2012 by the Ghana Interbank Payment and Settlement Systems.

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Services

Services available on Gh-Link include:

• Inter-bank switching of ATMs in Ghana which allows users to assess all member financial institutional ATMs with their cards.
• It also provides a platform for switching, clearing and settlement of POS transactions of member financial institutions.
• It provides a platform for online payments.
• Gh-Link provides host to financial institutions through card management, ATM driving and POS.

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Features

Gh-Link has the following features:

• Payments are made through bank account numbers.
• It provides a 24 hour service.
• It features an inter-bank account to account transfer.
• It is used for payments within Ghana in Ghana Cedis.

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Banks

Currently, the following banks are on Gh-Link:

1. Ghana Commercial Bank
2. Standard Chartered Bank Ghana Limited
3. Barclays Bank (Ghana) Limited
4. Zenith Bank (Ghana) Limited
5. Agricultural Development Bank of Ghana
6. UT Bank Limited
7. Ecobank Ghana Limited
8. Stanbic Bank (Ghana) Limited
9. Access Bank Ghana Limited
10. SG-SSB
11. UniBank Ghana Limited
12. HFC Bank Limited
13. Prudential Bank Limited
14. United Bank for Africa (Ghana) Limited
15. Guaranty Trust Bank (Ghana) Limited
16. Bank of Africa (Ghana)
17. Energy Bank (Ghana) Limited
18. GN Bank
19. Unibank
20. Capital Bank
21. Prudential Bank
22. Best Point Savings and Loans
23. Womens World Banking Ghana

Source of the article : Wikipedia